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Reverse Mortgage in Louisville, Kentucky
Reverse Mortgage Julia Atherton Railey
(502) 426-7840
610 Baxter Ave Louisville KY 40204
Business Description
Established in 2005, Reverse Mortgage Julia Atherton Railey is a premier Retirement Planner and Loan Officer located in Louisville, proudly serving Kentucky and Southern Indiana. She specializes in providing expert and customized financial solutions, such as reverse mortgages and home equity loans to refinance or purchase a home. Her mission is to help harness the power of home equity to secure a financially stable retirement. Let her guide you on your journey towards financial freedom. Call today and explore options to secure your future. By appointment only.

Mission Statement
Helping People Retire Better, One at a Time
Call (502) 426-7840 today!
With extensive experience as a financial advisor and wealth manager, Reverse Mortgage Julia Atherton Railey specializes in a wide range of services, including retirement planning, money management, home refinancing, home equity loans, and reverse mortgages. Whether you’re looking to purchase a home, refinance your current property, or create a tailored retirement strategy, she offers the expertise and support you need.
Since 2005, Reverse Mortgage Julia Atherton Railey has been providing expert financial planning services to clients in Louisville, KY, offering personalized solutions that align with your financial goals. As a dedicated financial planner and consultant, Julia helps individuals and families manage their wealth, plan for retirement, and make informed financial decisions that set them on the path to financial security.
Take control of your financial future with Reverse Mortgage Julia Atherton Railey in Louisville, KY! Whether you're seeking advice on retirement planning, money management, home purchasing, or refinancing, Julia is here with you every step of the way. Give us a call at (502) 426-7840 to schedule a consultation and start building the future you deserve!
1) Reverse Mortgage Structuring, Underwritten And Serviced By Longbridge Financial Llc, Nmls #957935, Http://nmlsconsumeraccess.org An Equal Housing Lender
Structuring funds to achieve retirement goals that not only assure safe housing but are also financially sustainable to provide maximum cash flow over the client(s) expected lifetime with no required repayment until the last Borrower no longer lives in the home, up to age 150, regardless of equity.
2) Home Refinancing
Monetize home equity using the FHA Home Equity Conversion Mortgage plans and options which include a lump sum, monthly supplements, and/or an equity line of credit. Determination of available funds is based on age, home value and the current interest rate. No repayment required until the Borrower(s) move out of the home.
3) Home Purchase
Purchase a home and save your cash using an FHA Home Equity Conversion Mortgage that requires 1/2 - 2/3 of the sales price down at closing and no further payments until you sell or move out.
4) Eliminate Monthly Mortgage Payments
Using an FHA Home Equity Conversion Mortgage to payoff liens on the property will increase cash-flow for living expenses or home-care. A Financial assessment is required for approval to ensure sufficient income is available to pay maintenance, property taxes and homeowners insurance for the Borrower(s) expected lifetime.
5) Build A Retirement Fund
Assistance in choosing the best FHA insured plan to monetize a percentage of the home equity on a creditline with guaranteed increases annually, based on projected use, legacy intentions, and other available resources. Draws are tax-free.
Serving Area:
Louisville, Bullitt County, Ky, Fayette County, Ky, Oldham County, Ky, Woodford County, Ky, Shelby County, Ky, Henry County, Ky, Clark County, In, Harrison County, In, Boone County, Ky
Counties
Clark, Franklin, Jefferson, Oldham, Shelby, Spencer
Serving Zip Codes:
40204, 40207, 40241, 40272, 40067, 40014, 40071, 40299, 40229, 47130, 40601
Latitude
38.2457491
Longitude
-85.7288476
Year Established
2005
Payments Accepted
Specialties:
Reverse Mortgage
Retirement Planning
Debt Management Consolidation
Home Purchase
Home Equity Loan
Hecm
Home Equity Conversion Mortgage
Mortgage
Line Of Credit
Divorce Mediation
Home Care Financial Assistance
Aging In Place
Property Tax And Insurance
Senior Services
Loans For Seniors
Home Refinance
Reverse Mortgage Kentucky
Reverse Mortgage Indiana
Reverse Mortgage Louisville Ky
Mortgages For People On Social Security
Read More
Visit Reverse Mortgage Julia Atherton Railey Online
reversemortgagejuliarailey.com
Popular Tags
Reverse Mortgage Retirement Planning Debt Management Consolidation Home Purchase Equity Loan HECM Conversion Line of Credit Divorce Mediation
Citations
I was very grateful for Julia's help with the Reverse Mortgage Process. She responded promptly and with great patience to any of my questions. She also explained the process in a clear and concise manner.
Jean from Louisville, Ky 1/30/2025 7:54:45 PM

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We can't say enough about Julia. We were in dire need of help financially so we started looking at the reverse mortgage process. We filled out some paperwork online and right away contacted us. She helped through the entire process and did everything in her power to make this as easy as possible. As I said earlier, Julia and Longbridge were great at making this as easy as possible and helped in any way needed.
Bryon And Davida Stewart from Central City, Ky. 42330 1/29/2025 5:17:20 PM

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Julia made the reverse mortgage process as easy as something like this can be. She walked me through the whole process and answered my many questions along the way promptly and patiently. She went the extra mile from beginning to closing. I recommend her highly.
Cathy Vanarsdale from Louisville 1/29/2025 4:07:26 PM

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Julia Raily saved me the one worry I had in retirement-my home. While a bit complex, Julia assured me every step of the way that it could be done and it was! I can stay in it! Thanks Julia!
Ruth Linn from Louisville Ky 1/29/2025 3:51:11 PM

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I recently got a reverse mortgage with Longbridge Financial with the assistance of Julia Railey! I truly believe Julia was the only reason I was able to secure this mortgage! I would never have been able to navigate through the process without her! She went above and beyond to help us secure this mortgage!
Kay Fugate from Hazard, Kentucky 1/29/2025 3:33:36 PM

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Contact Information
Direct Email Contact
Mailing Address
610 Baxter Ave
Louisville, KY 40204
Telephone/Fax
(502) 426-7840
(916) 314-9196
Website
Other Website
www.reversemortgagejuliarailey.com
Email Contact
You can also email Reverse Mortgage Julia Atherton Railey direct by filling out the form on the right.
Our Hours
Sunday: | CLOSED |
Monday: | 9:00AM to 5:00PM |
Tuesday: | 9:00AM to 5:00PM |
Wednesday: | 9:00AM to 5:00PM |
Thursday: | 9:00AM to 5:00PM |
Friday: | 9:00AM to 5:00PM |
Saturday: | By Appointment |
Reverse Mortgage Julia Atherton Railey in Louisville, KY has a higher trust score for Reverse Mortgage than: