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Reverse Mortgage in Louisville, Kentucky

Reverse Mortgage Julia Atherton Railey

(502) 426-7840

610 Baxter Ave Louisville KY 40204

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Business Description


Established in 2005, Reverse Mortgage Julia Atherton Railey is a premier Retirement Planner and Loan Officer located in Louisville, proudly serving Kentucky and Southern Indiana. She specializes in providing expert and customized financial solutions, such as reverse mortgages and home equity loans to refinance or purchase a home. Her mission is to help harness the power of home equity to secure a financially stable retirement. Let her guide you on your journey towards financial freedom. Call today and explore options to secure your future. By appointment only.

Mission Statement

Helping People Retire Better, One at a Time

Call (502) 426-7840 today!

Reviews


I was very grateful for Julia's help with the Reverse Mortgage Process. She responded promptly and with great patience to any of my questions. She also explained the process in a clear and concise manner.


Jean from Louisville, Ky   1/30/2025 7:54:45 PM

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With extensive experience as a financial advisor and wealth manager, Reverse Mortgage Julia Atherton Railey specializes in a wide range of services, including retirement planning, money management, home refinancing, home equity loans, and reverse mortgages. Whether you’re looking to purchase a home, refinance your current property, or create a tailored retirement strategy, she offers the expertise and support you need.

Since 2005, Reverse Mortgage Julia Atherton Railey has been providing expert financial planning services to clients in Louisville, KY, offering personalized solutions that align with your financial goals. As a dedicated financial planner and consultant, Julia helps individuals and families manage their wealth, plan for retirement, and make informed financial decisions that set them on the path to financial security.

Take control of your financial future with Reverse Mortgage Julia Atherton Railey in Louisville, KY! Whether you're seeking advice on retirement planning, money management, home purchasing, or refinancing, Julia is here with you every step of the way. Give us a call at (502) 426-7840 to schedule a consultation and start building the future you deserve!


1) Reverse Mortgage Structuring, Underwritten And Serviced By Longbridge Financial Llc, Nmls #957935, Http://nmlsconsumeraccess.org An Equal Housing Lender

Structuring funds to achieve retirement goals that not only assure safe housing but are also financially sustainable to provide maximum cash flow over the client(s) expected lifetime with no required repayment until the last Borrower no longer lives in the home, up to age 150, regardless of equity.


2) Home Refinancing

Monetize home equity using the FHA Home Equity Conversion Mortgage plans and options which include a lump sum, monthly supplements, and/or an equity line of credit. Determination of available funds is based on age, home value and the current interest rate. No repayment required until the Borrower(s) move out of the home.


3) Home Purchase

Purchase a home and save your cash using an FHA Home Equity Conversion Mortgage that requires 1/2 - 2/3 of the sales price down at closing and no further payments until you sell or move out.


4) Eliminate Monthly Mortgage Payments

Using an FHA Home Equity Conversion Mortgage to payoff liens on the property will increase cash-flow for living expenses or home-care. A Financial assessment is required for approval to ensure sufficient income is available to pay maintenance, property taxes and homeowners insurance for the Borrower(s) expected lifetime.


5) Build A Retirement Fund

Assistance in choosing the best FHA insured plan to monetize a percentage of the home equity on a creditline with guaranteed increases annually, based on projected use, legacy intentions, and other available resources. Draws are tax-free.

Serving Area:

Louisville, Bullitt County, Ky, Fayette County, Ky, Oldham County, Ky, Woodford County, Ky, Shelby County, Ky, Henry County, Ky, Clark County, In, Harrison County, In, Boone County, Ky

Counties

Clark, Franklin, Jefferson, Oldham, Shelby, Spencer

Serving Zip Codes:

40204, 40207, 40241, 40272, 40067, 40014, 40071, 40299, 40229, 47130, 40601

Latitude

38.2457491


Longitude

-85.7288476


Year Established

2005


Payments Accepted

Specialties:

Reverse Mortgage

Retirement Planning

Debt Management Consolidation

Home Purchase

Home Equity Loan

Hecm

Home Equity Conversion Mortgage

Mortgage

Line Of Credit

Divorce Mediation

Home Care Financial Assistance

Aging In Place

Property Tax And Insurance

Senior Services

Loans For Seniors

Home Refinance

Reverse Mortgage Kentucky

Reverse Mortgage Indiana

Reverse Mortgage Louisville Ky

Mortgages For People On Social Security


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Citations


I was very grateful for Julia's help with the Reverse Mortgage Process. She responded promptly and with great patience to any of my questions. She also explained the process in a clear and concise manner.


Jean from Louisville, Ky   1/30/2025 7:54:45 PM

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We can't say enough about Julia. We were in dire need of help financially so we started looking at the reverse mortgage process. We filled out some paperwork online and right away contacted us. She helped through the entire process and did everything in her power to make this as easy as possible. As I said earlier, Julia and Longbridge were great at making this as easy as possible and helped in any way needed.


Bryon And Davida Stewart from Central City, Ky. 42330   1/29/2025 5:17:20 PM

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Julia made the reverse mortgage process as easy as something like this can be. She walked me through the whole process and answered my many questions along the way promptly and patiently. She went the extra mile from beginning to closing. I recommend her highly.


Cathy Vanarsdale from Louisville   1/29/2025 4:07:26 PM

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Julia Raily saved me the one worry I had in retirement-my home. While a bit complex, Julia assured me every step of the way that it could be done and it was! I can stay in it! Thanks Julia!


Ruth Linn from Louisville Ky   1/29/2025 3:51:11 PM

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I recently got a reverse mortgage with Longbridge Financial with the assistance of Julia Railey! I truly believe Julia was the only reason I was able to secure this mortgage! I would never have been able to navigate through the process without her! She went above and beyond to help us secure this mortgage!


Kay Fugate from Hazard, Kentucky    1/29/2025 3:33:36 PM

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Reverse Mortgage Julia Atherton Railey Photo Gallery
Updated as of 1/25/2025

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Reverse Mortgage in Louisville, Kentucky Retirement Planning in Louisville, Kentucky Debt Management Consolidation in Louisville, Kentucky Home Purchase in Louisville, Kentucky
Home Equity Loan in Louisville, Kentucky HECM in Louisville, Kentucky Home Equity Conversion Mortgage in Louisville, Kentucky Mortgage in Louisville, Kentucky
Line of Credit in Louisville, Kentucky Divorce Mediation in Louisville, Kentucky Reverse Mortgage in Louisville, Kentucky Retirement Planning in Louisville, Kentucky
Reverse Mortgage Julia Atherton Railey Photo


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Contact Information

Direct Email Contact

Mailing Address

610 Baxter Ave
Louisville, KY 40204



Telephone/Fax

(502) 426-7840
(916) 314-9196



Website


Other Website



Email Contact


You can also email Reverse Mortgage Julia Atherton Railey direct by filling out the form on the right.

Please enter the 6 letters shown below in the right box


Our Hours

Sunday: CLOSED
Monday: 9:00AM to 5:00PM
Tuesday: 9:00AM to 5:00PM
Wednesday: 9:00AM to 5:00PM
Thursday: 9:00AM to 5:00PM
Friday: 9:00AM to 5:00PM
Saturday: By Appointment

Reverse Mortgage Julia Atherton Railey in Louisville, KY has a higher trust score for Reverse Mortgage than:

610 Baxter Ave, Louisville, KY 40204